Policy & Privacy Statement

  1. The purpose of this Privacy Policy is to put on record The Malkapur Urban Co-Op. Bank Ltd. commitment in ensuring privacy and confidentiality of customer information.
  2. This policy is applicable to The Malkapur Urban Co-Op. Bank Ltd. ("the Bank") website, Internet Banking Service offered by The Malkapur Urban Co-Op. Bank Ltd. and/or all online services offered by the The Malkapur Urban Co-Op. Bank Ltd. and/or its subsidiaries.
  3. All visitors  who visit the site http://malkapurbank.com and provide information to The Malkapur Urban Co-Op. Bank Ltd. online are covered under this Policy.
  4. The Bank may collect information from that may include but not limited to your name, address, date of birth, Identification Card Number, telephone numbers, personal demographic data and financial information. Some of this information collection may be mandatory while some may be on a voluntarily basis. In any case, customers are expected to provide accurate and true information.
  5. This Policy protects private information of the visitors provided online to The Malkapur Urban Co-Op. Bank Ltd. and any information collected by the bank’s servers from the visitors’ browsers. ("the Information")
  6. This information will be used to carry out any obligation related to your business relationship with the Bank. Additionally, the bank may use this information for its operational and management requirements such as but not limited to  statistics,  product promotions, market survey, product development, creditworthiness evaluation and/or , debt collection, customer relationship management, fulfilling all statutory and regulatory obligations and all other legitimate purposes.
  7. This information will not be disclosed to any parties outside the bank unless you request or authorize it, the disclosure is required by law or the disclosure is needed for a third party authorized by the bank to provide services to you. The bank will take reasonable steps to ensure that the third party follows the minimum standards in protecting the privacy and confidentiality of customers' information.
  8. The bank will use the Information to improve the experience of the web visitor on the site. The bank is committed to implementing high computer security standards with stringent procedures and policies in safeguarding customers' information. 
  9. The commitment to customers' privacy and confidentiality is clearly evident in the bank’s Security Policy.
  10. The bank will try to keep all customers' information as updated as possible. It is therefore required that all customers provide accurate information to bank and also notify all changes, inaccuracies, incompleteness or errors found in their information lodged with the bank in a timely manner.
  11. Only duly authorized employees are permitted to access the actual data of customers.
  12. We, at The Malkapur Urban Co-Op. Bank Ltd. will always do our best to ensure your privacy.
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